IT and security for firms that move money.
SignalOne runs technology for Metro Detroit lenders, CPA firms, wealth managers, and title agencies. Support, security, automation, and AI under one plan, with the compliance answers already written. Most of it starts with a 30-minute conversation.
The stakes
Why financial firms carry a different kind of technology risk.
The money moves by wire, on deadlines measured in hours. One redirected closing wire is a headline, a lawsuit, and a client who never returns.
The regulators arrived too. The FTC Safeguards Rule requires a written security program from lenders and CPA firms alike. The SEC asks wealth managers for theirs. Examiners read them.
And volume swings with the rate cycle. The firms that survive the trough keep technology costs that flex and a reputation that doesn't.
What we handle
The whole firm, run as one system. Every piece an examiner might ask about.
Wire fraud defense
Out-of-band verification on every payment change, hardened email, and staff trained on live lures. The control is a phone call to a known number, enforced every time.
Safeguards & exams
The FTC Safeguards Rule written program, GLBA, SEC and state exam responses: built once, kept true, evidence ready. Our compliance practice is proven across SOC 2 Type 2 and PCI.
Tools around your core systems
The small tools your core systems do not ship with: a dashboard across the origination, portfolio, and accounting systems, a reconciliation screen that joins two of them, a calculator that writes into a third. Month-end closes without re-typing.
Client data & retention
Encryption, access scoped by role, retention schedules that match the regulation, and departures that export clean with a paper trail.
Cyber-insurance renewals
MFA (a second login step), endpoint detection, and tested backups: implemented, documented, and attested. Renewals stop being a scramble.
AI, governed
Your processors are already pasting into chatbots. We write a policy that survives an exam, pick tools that respect client data, and automate the intake and reconciliation drudgery.
How it starts
No rip-and-replace. Closings never wait on us.
A 30-minute conversation
Owner, partner, or ops lead, a senior person from our side, no deck. Bring the exam letter or the questionnaire if one landed.
A quiet assessment
We map systems, access, and the wire-out process while your current provider stays in place, then put findings and a transition plan in writing. Nobody is tipped off.
A sequenced first month
Access, inventory, monitoring, and the fixes that stop the repeat interruptions, scheduled around month-end and closing calendars. How We Work walks the first thirty days, day by day.
You're not alone; most firms your size don't. We write the program, implement the controls it describes, and keep the two matched, which is what an examiner actually checks. The same practice has carried companies through SOC 2 Type 2 and PCI.
If they have an API or a supported connector, yes, and most origination, portfolio, and accounting systems do. We build around your systems rather than inside them, so your vendor relationships stay yours. Where a system has no usable API, we say so in the first meeting and show you the alternatives before anything is built.
With a boring, enforced ritual: every payment-instruction change gets verified by a call to a number you already had on file, never one from the email. We harden the email itself, train the team on live lures, and audit the exceptions. The technology narrows the attack; the ritual ends it.
Client names stay confidential, the same way yours would. The engagement record includes an independent mortgage lender's story, in their own numbers. References are available on request, in a direct conversation.
Most of this starts with a 30-minute conversation.
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An embedded advisory partner in IT risk, cybersecurity, automation, and AI for leaders of high-stakes enterprises.